10,000
that is how much my bank thinks I can afford to spend; to be in debt.
It was an interesting (nerve racking) experience applying for a credit card.
I actually applied for two, was declined by one but accepted by the other.
This was actually what I expected. The one that declined is not with my bank (and is my pre card) but I knew my bank account would be more inclined to approve me.
It is an interesting premise though, that one bank thinks I am stable enough to have a 10k limit (which is ridiculous mind you, more than a quarter of my current annual wage) and another isn't even willing to give me 500 flat.
I plan on applying for that card again in 2 months time, when I will have credit history (ta-da the reason I applied for the card I have been approved for in the first place).
For any one who is interested its because it is the best card in the market to use as a travel card (no international transaction fees, no charge for withdrawal from international ATMS and no conversion fee) I just need to convince them I'm not a credit risk before October. Shouldn't be too difficult. right?
In other news, looking for a room mate. I have asked somebody (who I think would work well in housemate dynamics/is a pretty awesome friend) but it all depends still.
Can't afford the place by ourselves though.
Especially with all the money I wish to spend on my upcoming trip! really excited, in case you couldn't tell
In other news, turns out I am pretty good at getting people employed! A family friend, and that same really good friend are both starting at work #2 soon. Good too, as staff are dropping like flies here. (Almost as regularly as the literal flies)
This past week has been a tough one, exam study, assignments, essay prep, work work work. But now the fun REALLY starts. Hello Swot Vac, my old fiend.
Petrified. So. So Petrified.
that is how much my bank thinks I can afford to spend; to be in debt.
It was an interesting (nerve racking) experience applying for a credit card.
I actually applied for two, was declined by one but accepted by the other.
This was actually what I expected. The one that declined is not with my bank (and is my pre card) but I knew my bank account would be more inclined to approve me.
It is an interesting premise though, that one bank thinks I am stable enough to have a 10k limit (which is ridiculous mind you, more than a quarter of my current annual wage) and another isn't even willing to give me 500 flat.
I plan on applying for that card again in 2 months time, when I will have credit history (ta-da the reason I applied for the card I have been approved for in the first place).
For any one who is interested its because it is the best card in the market to use as a travel card (no international transaction fees, no charge for withdrawal from international ATMS and no conversion fee) I just need to convince them I'm not a credit risk before October. Shouldn't be too difficult. right?
In other news, looking for a room mate. I have asked somebody (who I think would work well in housemate dynamics/is a pretty awesome friend) but it all depends still.
Can't afford the place by ourselves though.
Especially with all the money I wish to spend on my upcoming trip! really excited, in case you couldn't tell
In other news, turns out I am pretty good at getting people employed! A family friend, and that same really good friend are both starting at work #2 soon. Good too, as staff are dropping like flies here. (Almost as regularly as the literal flies)
This past week has been a tough one, exam study, assignments, essay prep, work work work. But now the fun REALLY starts. Hello Swot Vac, my old fiend.
Petrified. So. So Petrified.
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